TuGo Seguros de Estudiantes – Beneficios


Student Insurance

Student Insurance


Maximum limit – $2,000,000
– Hospital – Semi-private accommodation. -Medical services. – Private duty nursing services up to $15,000. – Ambulance services including mountain and sea rescue or up to $125 per taxi, if ambulance is required but not available.
– X-ray examinations and diagnostic laboratory procedures. – Prescription Drugs: Up to $10,000 for a maximum 30-day supply. – Medical devices, including but not limited to wheelchairs, crutches and canes.
– Professional medical services of physical therapist, chiropractor, chiropodist, osteopath, podiatrist, acupuncturist, naturopath and speech therapist up to a maximum limit of $600 per doctor. – Emergency air transportation: the cost of air or stretcher evacuation to the nearest medical facility or to return to your country of permanent residence and the cost of return airfare for a medical attendant, if required. *
– Accidental Dental, maximum $5,000 for the repair or replacement of whole or sound teeth. – Emergency dental, maximum $600 for pain relief, not caused by an accident. – Wisdom Teeth – Removal of impacted wisdom teeth, up to $150 per tooth. – Repatriation in the event of death: up to $25,000 for the preparation and return of your body to your home country or up to $5,000 for burial or cremation at the place of death (excluding the cost of a burial casket or urn). Up to $5,000 for transportation costs for a family member to go to the place of death to identify your body, and $150 per day up to $1,500 for meals and business lodging.
– Non-Emergency Treatment: Up to $3,000 per policy for non-emergency medical treatment, following an emergency. – Annual medical visit – up to $150 for a visit to a doctor for a general checkup or consultation session and prescription of the “morning after pill” during a period of 12 consecutive months. – Eye exam: one visit to the optometrist or ophthalmologist every 12 months. – Maternity benefit: up to $25,000 for prenatal care if the pregnancy began during the coverage period. (Delivery and postnatal care are EXCLUDED from the maternity benefit.) – Psychiatric/Psychological Benefit: Up to $1,000 for outpatient care by a psychiatrist or psychologist after an emergency. Up to $10,000 per hospitalization due to psychiatric, psychological, mental, or emotional disorders.
– Family transportation benefit of up to $5,000 for transportation of a family member and up to $150 per day (maximum $1,500) for meals and lodging in the event of your hospitalization if deemed necessary by a treating physician. * – Prescription Eyeglasses/Contact Lenses/Hearing Aids – Up to $200 for prescription eyeglasses, contact lenses, and hearing aids needed as a result of an accident. This benefit does NOT cover the repair or replacement of prescription eyeglasses, contact lenses, and/or hearing aids. – Tutoring Services: Up to $20/hour up to a maximum of $400 for the costs of a qualified private tutoring service if you are hospitalized for 30 consecutive days or more. – Accidental death and dismemberment insurance: up to $10,000. Optional Benefits:
– Accidental death and dismemberment insurance (24-hour accident) – $25,000 – Air flight/public transportation accident – Maximum limit of $100,000 *This benefit must be pre-approved and arranged by Claims at TuGo.


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