MANULIFE

Full reimbursements must be requested in writing before coverage begins.
Partial reimbursements must be requested in writing before coverage expires. Reimbursement (minimum $50 premium) is calculated from the postmark date of your application, provided there has been no incident that has resulted or will result in a claim during your trip, and provided you mail in your application for refund in writing within five (5) days of your departure from your destination.
If you are a responsive student who has been covered under a Canadian government health insurance plan and you have not reported or initiated a claim or received any support services, you may, before your coverage expires, request a refund of the premium (minimum $50) for the unused days of your trip. You will need to provide proof of the effective date of your Canadian government health insurance plan.

1-617-663-3000
1-519-747-7000