Destination Seguros de Estudiantes – Beneficios

Destination Travel Group

Student Insurance

Student Insurance


– Maximum benefits: $2,000,000 – Emergency hospital: semi-private room – Physicians, surgeons, or anesthetics – Private registered nurse services up to $15,000* – Diagnosis: laboratory tests and/or X-ray examination as directed by a physician – Transportation by ambulance: land or sea ambulance licensed to the nearest hospital. If an ambulance is needed but not available, the insurer will reimburse up to $150 for taxi costs.
– Emergency air transportation: Round-trip transportation by the most appropriate means, including the use of an air ambulance or stretcher accommodation and medical escort to the nearest appropriate medical center or your country of origin * – Medical device: Rental of crutches, wheelchair or hospital bed (standard non-electric model only), not to exceed the purchase price; the cost of splints, frames, braces, or other approved prosthetic devices; initial purchase of casts; artificial limbs, eyes, or other approved medical or prosthetic devices. * Oxygen and rental of equipment for its administration. * – Prescription Drugs: One month’s supply, up to a maximum of $10,000.
– Professional Services: The service of a legally licensed physical therapist, chiropractor, osteopath, chiropodist, podiatrist, acupuncturist, naturopath, and speech therapist, up to $600 per physician per calendar year. A physician’s referral is required for acupuncturist and naturopath. – Accidental Dental: Up to $5,000 for emergency treatment for whole or sound natural teeth damaged by an accidental direct blow to the face. – Dental Emergencies: Up to $600 for immediate relief of acute dental pain. – Wisdom Teeth – Removal of impacted wisdom teeth, up to $150 per tooth. – Return of the deceased (Repatriation): up to $15,000 to return the body to the country of origin, or up to $5,000 for cremation or burial at the place of death. The cost of a casket, urn or funeral service is not covered.
– Family transportation: up to $5,000 for the cost of transporting a member of your family in economy class round trip, and up to $150 per day up to a maximum of $1,500 for costs incurred after arrival, if assistance is recommended by a doctor. – Accidental Death and Dismemberment: Up to $10,000 for accidental loss of life, limb, or sight. – Mental Health Care: Up to $25,000 (lifetime maximum) for hospitalization and up to $1,000 per year for outpatient services for the treatment of mental, nervous, or emotional disorders. – Prescription Eyeglasses, Contact Lenses, and Hearing Aids – Up to $200 for prescription eyeglasses, contact lenses, and hearing aids needed as a result of an accidental injury. This benefit does NOT cover the repair or replacement of prescription eyeglasses, contact lenses, and/or hearing aids. – Tutoring Services: Up to $20/hour up to a maximum of $400 for the costs of a qualified private tutoring service if you are hospitalized for 30 consecutive days or more. – Trauma Counseling – Up to $500 for trauma counseling within 90 days of the date of illness or accident. – Tuberculosis tests and vaccination.
– Up to a maximum of $100 for tuberculosis tests and vaccinations or immunizations during a 12-month period. – Follow-up Visits – Up to $3,000 to continue non-emergency medical treatment, when needed as a result of a covered emergency illness or injury* – Eye Exam – One visit to a registered optometrist during 12 consecutive months. – Physical Exam: Up to $150 for a routine physical exam or “morning-after” pill visit when 12 months have been purchased. Limited to one visit in any consecutive 12-month coverage period. – Maternity benefit -Up to $25,000 for prenatal care and involuntary termination of pregnancy or resulting complications, provided the pregnancy began during the coverage period. Benefits will NOT be paid for expenses incurred for childbirth, voluntary termination of pregnancy, or postnatal care.
– Pre-existing conditions are covered for complications as long as the condition was stable in the 90 days immediately prior to the effective date. * Must be pre-approved by the Help Center.


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