Student Insurance


A full refund will be provided for policies returned within 10 days of purchase, provided your coverage has not commenced.
Refunds are paid when:
1. The student does not meet the eligibility requirements for the visa.
2 You return to your home country before the expiration date, with no intention of returning to Canada, 30 days or more before the expiration date.
3. You are insured under a Canadian provincial or territorial health/medical plan.
When you submit your premium refund request, please include:
1. a fully completed and signed Refund Request Form; and 2. a copy of your confirmation of coverage; and 3. confirmation of your early departure, such as a boarding pass or itinerary, or any other written proof of your early return to your country of origin; and 4. any other documentation that supports your request for reimbursement.

Important Note: There will be no premium refund if a claim has been made.
Refunds are paid from the date we receive the request.
Refunds for partial cancellations will be calculated by multiplying the daily premium by the actual number of days the policy was in force; if this amount is less than the required minimum premium, the minimum premium will be used.
This amount is then subtracted from the total premium paid.
Refunds will not be issued for amounts less than the minimum premium.


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